Banking and financial services

Speed up your digital evolution in compliance with financial market regulations. Harness the power of cloud technology and data engineering. Create innovative multifunctional platforms and personalized solutions that your customers expect.

Empower your digital transformation, data security
and compliance

Accelerate your digital transformation in accordance with the highest security standards and financial market regulations. Increase the security, proper protection and profitability of your data. Meet supervisory requirements for the processing of reporting information, use the potential of the cloud and create innovative solutions that will ensure the stable development of your business.

Regulatory software development

Bespoke RegTech solutions

Obligatory reporting systems

Cloud & data engineering

Digital transformation has for years  been the biggest challenge for the financial sector. As a result of the pandemic, this process has accelerated sharply, and in the race that drives the development of new technologies, traditional financial institutions are increasingly competing with fintechs.

On the one hand, customers today expect constant access to financial services and simple, reliable and convenient solutions that meet their needs. On the other hand, issues related to security and data protection still play a key role in a highly regulated market.

At FINGO, we have been meeting the needs of the financial sector for years by providing innovative solutions, comprehensive IT services and our own systems for obligatory reporting in accordance with the guidelines of supervisors and the highest security standards.

We specialize in providing IT solutions for the financial sector, with a deep understanding of the unique challenges faced by banks. Our team has extensive experience in cooperation with financial institutions, we are well versed in the applicable standards and regulations that govern the industry.

Transforming banking challenges into business opportunities

Your challenge

The development of new technologies causes changes in electronic banking, as well as the role of banks and the range of services they offer. Today, advanced banking platforms provide not only mobile financial, investment and advisory services, but also those related to government administration, health care, insurance and trade. The number of solutions in the fields of e-commerce, integration with e-shops and fintechs is also growing. Strong competition and growing customer expectations mean that banks are increasingly striving for innovative solutions, and the pursuit of service platformization and multi-functionality are key trends.

Our Solution

In order to provide their customers with access to modern digital services, banks increasingly cooperate with fintechs. This requires sharing a lot of customer data and sharing open APIs with external service providers. Open banking and the pursuit of platformization mean that banking systems often require modernization, optimization and integration with external services. At FINGO, we create modern cloud applications in the microservices architecture. Their modular structure makes it easy to expand and add new functionalities using the API. Shorter implementation time increases business flexibility, competitiveness and profitability.

Your challenge

Today, the digitization process in the financial market is driven by customers who expect personalized services available immediately. In order to meet them, banks and financial institutions increasingly rely on new technologies and modern platforms, introduce new solutions, expand their offer, simplify procedures and provide individual advice. Strong competition means that data-driven solutions and the ability to use them play an increasingly important role in this race.

Our Solution

At FINGO we create data-based solutions, which support automation, increasing competitiveness and enable offers to be personalized. Thanks to the use of technology in the cloud, artificial intelligence and machine learning, we develop modern analytical tools, which increase the effectiveness of business, enable predictive trends and make key decisions.

Your challenge

For many banks and financial institutions, digital transformation is still a big challenge. Many companies have infrastructure and software built organically over many years, often through mergers and acquisitions, which leads to duplication of functionality and a huge increase in IT costs. Striving for optimization on the one hand requires cost reductions, and on the other, investing in modern solutions that increase the efficiency and profitability of business.

Our Solution

Migration to the cloud is an investment that allows you to increase the security and flexibility of your business while reducing costs. As a certified partner of the largest cloud platforms, we help our clients create their first cloud strategy as well as go through the entire migration process. From system modernization, through optimization and scalability solutions, to the development of native applications and SaaS platforms, which increase business competitiveness.

Your challenge

Banks focusing on the digitization of their operations must, on the one hand, meet their goals in terms of improving customer service, and on the other hand, to ensure the security of both clients and financial markets. To face regulatory challenges, they must strive for proven solutions that allow them to adapt to the requirements of supervisors.

Our Solution

At FINGO, we support financial institutions by providing modern solutions that allow you to comply with regulations, as well as increasing data security and transparency. We create mandatory reporting systems that help regulated financial institutions meet their reporting obligations in accordance with the requirements of supervisory authorities, ensuring confidentiality, integrity and proper data protection. By developing our own SaaS platform, we help meet regulatory requirements for processing reporting information in the cloud. We also support companies that use advanced AML solutions (KYC and KYT), helping to integrate information from various sources, adapting them to business processes and the specificity of the client's solutions.

Bespoke financial software development

Based on modern technologies

Develop innovative and reliable software in line with financial market guidelines and the highest security standards.

Using data to drive your business

Use data effectively, solve key business problems and increase business competitiveness.

Discovering the potential of the cloud

Accelerate your cloud transformation process, from migration to optimization to native app and SaaS platform development.

We specialize in providing IT solutions
for the financial industry, with a deep understanding of the unique challenges
and regulations faced by banks.

Services that will move
your company forward

End-to-end development

Develop innovative and reliable software in line with financial market guidelines and the highest security standards.

Cloud Adoption

Use cloud technology to increase the flexibility and competitiveness of your business. We can help you with migration, optimization, scalability.

Software optimization

Speed up and automate your core processes, increase application performance and flexibility with top-notch IT services.

Security & AML

Tackle your security concerns and mitigate potential attacks. Our team has solutions to take care of data confidentiality and integrity, authentication, perimeter security, and access control..

Product design & prototyping

Build customer-centric apps that keep up with market demands, leveraging systems and data in sync.

Data & AI

Take your digitization to the next level. Solve business challenge and increase the competitiveness with data-driven solutions.

Software modernization

Adapt your systems to the new challenges. Modernize your software to reduce costs, increase efficiency, scalability and profitability of your business.

Regulatory reporting automation

Make your regulatory reporting convenient. Automate your process with modern solutions available on our SaaS platform.

For over twenty years we have been creating digital solutions, which have changed the business of our clients

“Due to FIDLEG regulations, we decided to introduce a new risk profiling tool for our clients. The FINGO team was responsible for creating a web application based on the mathematical model of Behavioural Finance Solutions GmbH by Enrico De Giorgi and Thorsten Hens, mapping a multi-level questionnaire and creating a training module with an investment course. We are very pleased with this cooperation. They are very reliable, have business awareness and their understanding of the project requirements allowed us to implement it efficiently”.

Patrick Vogt
FIDLEG IT-Projectlead,
Hypothekarbank Lenzburg

“The development significantly increased the reliability of the software and reduced monthly costs. FINGO establishes regular communication channels to encourage active feedback. The team is personable and hard-working, crafting an enjoyable experience”.

Michał Marek
Product Owner,
Resident Property Software Ltd

"We needed help in building our product to speed up its development. We preferred a partner that had experience with event-based systems and distributed ledger technology. FINGO thankfully had this expertise, along with other skills we were looking for. They have easily integrated with the rest of the team and took the time to fully understand the business domain. They’ve even pushed us to implement new practices and better policies when developing”.

Kyle Bradley
CTO, Umazi

“The product was delivered on time and is now being successfully tested in Great Britain. The responsive and diligent team at FINGO was able to act as a partner, advising on issues and providing solutions to challenges”.

Alex Balantyne
Founder & Director,
Praxis Workwell Ltd

"We redesigned our front-end for Genius Forecaster Suits and the FINGO team helped us with their reactivity and quality of services. Providing us with a complete new interface for our users. The new design allowed us to improve the product usability and facilitate integration for our customers. The quality of delivery was impressive".

Mohamed Bibimoune
CTO, Predictive Layer

“We needed a qualified team of engineers to initiate our API Management and Integrations projects. With FINGO we found a remote team that matched our ways of working in an Agile/Scrum setting, and we feel they are a true part of our product team. I would definitely recommend them”.

Jesús Otero
VP of Engineering, Penneo

Our business awareness, ​commitment and agile ​approach creates ​value rapidly

Partnership cooperation and focus on business goals

Business awareness and commitment

Experienced and well -coordinated agile teams

The developers prepered to work directly with the client

Create innovative financial software with a balance between security and progress

For many financial institutions, digital transformation and migration to the cloud is a huge challenge. Modern technologies offer great opportunities, but also bring challenges related to the protection of customer data, cybersecurity and compliance with the law in a strictly regulated financial sector.


The European financial sector is subject to various regulations, and their application depends on the type of business conducted. Moreover, different European countries require adaptation to EU regulations, taking into account local market nuances. And each country can adapt these regulations to its specific needs. Therefore, creating custom financial software in accordance with laws and regulations (or adapting it to the requirements of the local market) requires cooperation with the legal department, compliance department and cybersecurity experts.

Lawyers and compliance experts should work closely with the development team, project managers and employees from different departments. This cooperation provides a thorough understanding of applicable laws and helps to implement IT solutions in line with industry requirements.

Safety and quality standards are equally important in the process of developing software for the financial sector. Adopting a zero-tolerance approach to faults, ensuring the security of artifacts (applications, configuration files, licenses, etc.) and procedures is crucial. Implementation of stringent security measures reduces the risk of data breaches and potential leaks, and any breach can lead to loss of trust and damage to reputation.

In the case of financial applications, data security and protection of user privacy are of paramount importance, and the growing requirements in this area mean that one of the key challenges of the financial companies is to improve the management of cloud services.

When designing a cloud infrastructure, it is necessary to analyze, among others: whether regulatory requirements (e.g. data residency), business expectations (flexibility and costs) and non-functional requirements (e.g. service availability, BCP/DR, speed, security) are met within the defined cloud configuration. The expected cloud configuration must meet individual assumptions (e.g. in terms of server location, bandwidth), and also meet business criteria (whether it is not too expensive to operate).

The costs associated with using cloud services may include, for example, resource fees, data storage and transfer, scaling, technical support and, of course, the level of security. From a business point of view, the biggest challenge is finding the balance between ensuring security and costs. And these may vary depending on the model of cloud services (e.g. SaaS, PaaS, IaaS) and the individual needs of the company.

Creating cloud applications in the financial market is therefore a huge challenge. Cooperation with software development company specializing specializing in the financial market, such as FINGO, allows you to accelerate adaptation to the cloud, reduce risk and maintain the highest standards of quality and security.

Get an experienced agile team
and accelerate your development

Field required.
Field required.
Field required.
Field required.
Field required.
Field required. Please provide a correct email.
Field required. Please provide a correct number.
Tell us about your key business goals and vision that we can support.
Field required.
* Required field.
submit
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.